With over 1,000 "Home" locations, coast to coast use your Homecard for purchases and get the Homecard advantage.   WHAT ARE THE ADVANTAGES?   LOYALTY PROGRAM As a Homecard customer every $25 spent on your Homecard rewards you with an electronic entry to win fabulous trips and great merchandise. Every other month a Homecard member will win prizes like exotic vacation packages and others will win great (and expensive) prizes like deluxe barbecues, snow blowers or luxurious furniture.   PLUS SHOPPING SPREES   Every two months, you could win a shopping spree at your local Home store.   PLUS EXCLUSIVE SAVINGS   Homecard members will receive in their bi-monthly Advantage Bulletin, a $5 coupon to use towards their purchase of $25 or more (before tax) when they use their Homecard. Plus Homecard members get the advantage to save BIG with exclusive coupons for savings on products for the home.   PLUS PARTNER DISCOUNTS   On things you actually need Home has partnered with some really exciting companies to give you discounts on hotel accommodations, car rentals etc. Check your bulletin for details.   PLUS FREE HOME AT HOME MAGAZINE   "Home at Home" Magazine delivered four times a year right to your home. "Home at Home" is packed with helpful tips, how-to-build-it plans, decorating ideas, and even more coupons!   PLUS OTHER GREAT BENEFITS AFFORDABLE FINANCIAL PROGRAMS   You can choose either A) Deferred Payment Plans - Homecard’s Do Not Pay from 3 to 16 month Payment plans (on purchases over $200) allows you the flexibility to suit your budget! B) Equal Payment Plans - Homecard’s low monthly financing payment plans, from 6 to 24 months (on purchases over $200), allows you the flexibility to suit your budget!   PLUS UP TO 59 DAYS ‘INTEREST FREE’   Depending on when you make your purchase during the course of the month, you could enjoy up to 59 days "interest free." You pay no interest on the previous month’s balance when your payment in full is made by your statement due date.   PLUS NO ANNUAL FEES   With your Homecard you pay no transaction or annual fees.   Click to download a PDF copy of the Consumer Homecard Application   Click to download a PDF copy of the Commercial Homecard Application         USE OF PERSONAL INFORMATION   AGREEMENT & CONSENT to USE of PERSONAL INFORMATION   I consent to and accept this as written notice of TCRS, its affiliates, service providers and professional advisors receiving, disclosing, exchanging and using any personal information about me for the purposes set out below. I hereby also authorize any person who is contacted in this regard to provide such information. I acknowledge that my consent to "Use of Personal Information" includes: a) TCRS providing the retailer who accepts the Card for which I am applying (the "Retailer") with TCRS's decision with respect to this application and if my Card application is accepted, my Account number and any other information which the Retailer may reasonably require; b) The Retailer providing TCRS with information related to any loyalty or reward program offered by that retailer where such loyalty or reward program is administered by TCRS and TCRS's receipt, exchange and use of such information.   Credit will be extended by TCRS upon approval of this application and I request an account card be issued to me and any renewal or replacements thereof. All information provided by me in connection with this application is true, accurate and complete in all respects. In this Agreement & Consent "personal information" means any information that relates to an individual and allows that individual to be identified. In order to evaluate my credit application and to continue monitoring my credit status, and for the purposes set out below (the "purpose of the file"), I consent to the creation of a personal information file containing credit and other personal information.   Only those employees of TCRS and its affiliates whose job functions involve assessment of creditworthiness, credit applications, monitoring, processing of payments and matters relating to the purpose of the file, will have access to my  file. TCRS, its affiliates and service providers may use any personal information relating to my Account or me: a) to establish, maintain and administer my Account; b) to determine my eligibility for products, goods and services offered by TCRS, its affiliates, and selected service providers, including monitoring my purchase history as well as evaluating my credit standing; c) to determine the suitability of Account benefits, services or enhancements, and/or which other product or service offers may be of interest to me; d) to promote and market additional products, goods and services offered by TCRS, its affiliates, and selected service providers, including by means of direct marketing, e) to comply with legal and regulatory requirements; and f) for any other purpose not prohibited by law.   I understand I can tell you to stop using personal information about me in order to promote and market additional products, goods and services offered by TCRS, its affiliates and service providers. I agree that my Social Insurance Number may be used as an aid to identify me with credit bureaus and others for credit history file matching and other administrative purposes. I also consent to the retention of personal information about me for as long as is needed for the purposes described above, even after I cease to be a customer. While I understand that I can tell TCRS, its affiliates and service providers to stop using and/or exchanging information about me in order to market their products and services, I agree that during the term of any loan or credit facility, I may not withdraw my consent to the ongoing collection, use or disclosure of my personal information in connection with the loan or credit facility. Moreover, in order to ensure the accuracy, completeness and integrity of the credit reporting system, I specifically consent to the continued disclosure of my personal information to credit bureaus even after the loan or credit facility has been retired and I promise that I shall not withdraw such consent.