Homecard

With over 1,000 Home locations coast to coast, you can use your Homecard and take advantage of our affordable financing options!

Homecard Helps

With Consumer Accounts ONLY, take advantage of our Absolutely No Fee Events* or our everyday financing programs. Whatever your needs, Homecard has a program that will suit you:

• • No Payments and Pay No Interest* for a period of time
• • Equal Monthly Payments* in order to budget your project
• • Minimum Monthly Payments*

How Do The Special Financing Plans Work?

Deferred Payment Plans*

Choose from 3, 6, 12, or 16 months to defer your purchase. Make No Payments and Pay Absolutely No Interest during the promotional period. Unlike some of our competitors, our interest is not retroactive to the date of purchase if your balance is not paid in full by the due date.

Equal Payment Plans*

Choose from 6, 12 or 24 equal monthly payments to budget your project! For example: on a $1,200 sale made on the 12 Equal Payments program, you pay $100 a month for 12 months.

Up to 59 Days Interest Free Credit

Depending on when you make your purchase during the course of the month, you could enjoy up to 59 days “interest free”. You pay no interest on the previous month’s balance when your payment is made in full by your statement due date. Commercial accounts are able to use only this financing plan.

How Do I Apply For A Homecard?

It’s easy and takes only minutes! Simply go into your nearest Home store and apply using a major credit card. Or, click on one of the applications below to get started.

Homecard Benefits

• • Special Financing offers on purchases over $200
• • Exclusive cardholder offers delivered right to your door in your statement!
• • Accepted at more than 1,000 Home stores across Canada: Home Hardware, Home Building Centres, Home Hardware Building Centres and Home Furniture stores

PLUS Up to 59 Days "Interest Free"
Depending on when you make your purchase during the course of the month, you could enjoy up to 59 days "interest free." You pay no interest on the previous month’s balance when your payment in full is made by your statement due date.

PLUS No Annual Fees
With your Homecard you pay no transaction or annual fees.

HOMECARD APPLICATIONS

• • Download Consumer Homecard Application English
• • Download Consumer Homecard Application French
• • Download Commercial Homecard Application English

*Subject to credit approval on the Home Hardware credit card. Consumer accounts only. For our 6 Months, No Payment No Interest financing offer, the transaction is interest-free during the period. Payment in full must be made prior to or on due date. Any unpaid balance at end of promotional interest-free period will accure interest at 28.8% annually in accordance with the terms of your Cardholder Agreement. If the average daily balance is $250 / $500 / $750 / $1000, credit charges for 30 days will be $6.00 / $12.00 / $18.00 or $24.00 respectively. Ask for details. Prices shown do not include applicable taxes and delivery.